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Message: Creation of dynamic property CI_URI::$config is deprecated
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A PHP Error was encountered
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A PHP Error was encountered
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Message: Creation of dynamic property App::$benchmark is deprecated
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File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property App::$hooks is deprecated
Filename: core/Controller.php
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File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property App::$config is deprecated
Filename: core/Controller.php
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File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property App::$log is deprecated
Filename: core/Controller.php
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Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property App::$utf8 is deprecated
Filename: core/Controller.php
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Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property App::$uri is deprecated
Filename: core/Controller.php
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Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property App::$exceptions is deprecated
Filename: core/Controller.php
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Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property App::$router is deprecated
Filename: core/Controller.php
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Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property App::$output is deprecated
Filename: core/Controller.php
Line Number: 82
Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property App::$security is deprecated
Filename: core/Controller.php
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Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property App::$input is deprecated
Filename: core/Controller.php
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Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property App::$lang is deprecated
Filename: core/Controller.php
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Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property App::$db is deprecated
Filename: core/Loader.php
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Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property CI_DB_mysqli_driver::$failover is deprecated
Filename: database/DB_driver.php
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File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
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Message: Creation of dynamic property App::$email is deprecated
Filename: core/Loader.php
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Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property CI_Loader::$load is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property CI_Loader::$benchmark is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property CI_Loader::$hooks is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property CI_Loader::$config is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property CI_Loader::$log is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property CI_Loader::$utf8 is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property CI_Loader::$uri is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property CI_Loader::$exceptions is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property CI_Loader::$router is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property CI_Loader::$output is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
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Message: Creation of dynamic property CI_Loader::$security is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
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Message: Creation of dynamic property CI_Loader::$input is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
A PHP Error was encountered
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Message: Creation of dynamic property CI_Loader::$lang is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
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Message: Creation of dynamic property CI_Loader::$db is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
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Message: Creation of dynamic property CI_Loader::$email is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/application/controllers/App.php
File: /home/firstroyalmfb/domains/firstroyalmfb.com/public_html/index.php
History and Business - First Royal MFB
First Royal Microfinance Bank Limited was formerly known as Mbukpa Area community Bank Limited incorporated on 25th May 2004 to carry on Community Bank business. As a result of the Central Bank of Nigeria (CBN) policy justification for establishment of Microfinance Banks in Nigeria, Mbukpa Area Community Bank Limited was converted to First Royal Microfinance Bank Limited on 17th September, 2007 with Microfinance Bank license No: 000026 granted by the Central Bank of Nigeria. Since then the Bank has grown in leaps and bounds. The corporate office of the Bank is located at No. 12 Chalmer Street, Calabar Cross River State Nigeria.
First Royal Microfinance Bank Limited is a transformed and dynamic Microfinance Bank duly registered with the Corporate Affairs Commission (CAC) and licensed by Central Bank of Nigeria (CBN) to provide financial services in Nigeria especially in Cross River State. First Royal Microfinance Bank Limited is determined to create better opportunities and innovation in Microfinance and related service to better the life of the active poor and vulnerable in the society. First Royal Microfinance Bank Limited engages mainly in business of microfinance and has as one of it major strengths a determined and dedicated Board committed to building an unrivalled brand of microfinance in Nigeria and especially in Cross River State while creatively empowering its client.
First Royal MFB believes this broadening employment opportunities and investment in micro business through access to credit and savings by vulnerable in the society other wise not be capable of accessing banking services.
At incorporation the authorized and paid up share capital of the bank stood at N5,000,000.00. The authorized share capital currently stands at N120,000,000.00 comprising of N120,000,000.00 ordinary share of N1.00 each, out of which N55,343,600.00 comprising of N55,343,600.00 ordinary share were issued and fully paid with over N18million awaiting capitalization approval. The banks deposit and total assets stood at N451,895,183.94 and N678,740,803.08 respectively as at 15th August 2016. Share holders funds for the same date stood at N116,765,740.51.
© 2026 First Royal MFB Ltd Nigeria.
