First Royal Microfinance Bank Limited was formerly known as Mbukpa Area Community Bank Limited incorporated on 25th May, 2004 to carry on community bank business. As a result of the Central Bank of Nigeria (CBN) policy justification for the establishment of microfinance banks in Nigeria, Mbukpa Area Community Bank Limited was converted to First Royal Microfinance Bank Limited on 17th September, 2007 with Microfinance Bank license No: 000026 granted by the Central Bank of Nigeria to First Royal Microfinance Bank Limited. Since then, the Bank has grown in leaps and bounds. The corporate office of the Bank is located at 12, Chalmer Street, Calabar, Cross River State, Nigeria.
To be the leading customer responsive and environmentally friendly microfinance bank, with motivated employees and technology that delivers affordable, sustainable world class microfinance and related services.
To create wealth for the active poor by providing quality, professional and efficient financial services and resources in an ethical and economical sustainable manner.