Beyond traditional banking, we provide a full suite of services to support your financial journey.
Bank on the go with our USSD (*347*000#) and mobile app. Check balances, transfer funds, pay bills, and buy airtime from your phone anytime, anywhere.
Manage your accounts securely from any device. Access statements, set up standing orders, make bulk transfers, and monitor transactions in real-time.
Pay electricity, water, cable TV (DSTV, GOTV, Startimes), internet, and other utility bills directly from your account with instant confirmation.
Our Visa and Verve debit cards give you access to your funds at ATMs and POS terminals nationwide. Secure, convenient, and accepted everywhere.
Our extensive agent network brings banking closer to you. Deposit, withdraw, transfer, and pay bills at any First Royal agent location in your neighborhood.
Accept card payments in your business with our reliable POS terminals. Enjoy quick settlement, competitive rates, and 24/7 technical support.
Get professional guidance on wealth management, investment opportunities, treasury bills, and portfolio diversification from our expert advisors.
Free workshops, seminars, and resources to help individuals and businesses understand budgeting, saving, credit management, and investment basics.
For businesses and high-net-worth individuals, we offer secure cash pickup and delivery services. Schedule a pickup and our team will come to you.
Corporate and high-value clients receive personalized service from a dedicated relationship manager who understands your unique financial needs.

With 12 strategically located branches and an extensive network of banking agents, First Royal MFB brings financial services closer to you. Whether you're in Lagos, Abuja, Port Harcourt, or any of our other locations, quality banking is never far away.
Our branch network continues to grow as we expand our reach to serve more communities. Each branch is staffed with friendly, knowledgeable professionals ready to assist you with all your banking needs.
Open an account today and discover why thousands of Nigerians trust First Royal Microfinance Bank for their everyday banking needs.