Your Trusted Partner in Financial Growth
First Royal Microfinance Bank Limited is a dynamic and customer-focused financial institution committed to providing innovative, accessible, and inclusive financial services that empower individuals, entrepreneurs, and businesses to achieve sustainable economic growth. Formerly known as Mbukpa Area Community Bank Limited, the Bank was incorporated on 5 May 1992 to carry on the business of community banking. Following the Central Bank of Nigeria's (CBN) policy reforms on microfinance banking, the Bank was transformed into First Royal Microfinance Bank Limited on 17 September 2007 and was granted Microfinance Bank Licence No. 000026 by the Central Bank of Nigeria (CBN).
Since its transformation, First Royal Microfinance Bank has grown steadily, expanding its products, services, and digital capabilities to meet the evolving financial needs of individuals, micro, small and medium-sized enterprises (MSMEs), salary earners, and other economically active members of society. Our corporate headquarters is located at No. 12 Chalmer Street, Calabar, Cross River State, Nigeria. As a duly registered company with the Corporate Affairs Commission (CAC) and a licensed microfinance bank regulated by the Central Bank of Nigeria (CBN), we operate with the highest standards of professionalism, integrity, and regulatory compliance.
At First Royal Microfinance Bank, we believe that access to quality financial services is a catalyst for economic empowerment. We are dedicated to delivering innovative banking solutions, leveraging modern technology, and providing exceptional customer service to create lasting value for our customers and the communities we serve. Driven by a visionary Board of Directors and an experienced management team, we continue to strengthen our position as a trusted financial partner, fostering financial inclusion, supporting entrepreneurship, and contributing to the sustainable development of Cross River State and Nigeria at large.
