+234 706 124 6271 info@firstroyalmfb.com Mon - Fri: 8:00 AM - 4:00 PM
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+234 706 124 6271
CBN Licensed Since 2007

The Bank with The Midas' Touch

Accessible financial solutions for every Nigerian.

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USSD Banking

Dial *723*376#

Bank without internet. Transfer, pay bills, buy airtime - anywhere, anytime.

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Your Community Bank

Serving you from multiple locations across Nigeria with a smile.

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Royal Bliz Loan

Civil Servant Loan

Exclusive low-interest loans for government workers. Fast approval, flexible repayment via salary deduction.

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ABC Loan

Grow Your Business

SME loans designed for entrepreneurs. Working capital, asset financing, and expansion funds up to ₦50 million.

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SuperKid Account

Secure Their Future

A savings account that grows with your child. Teach financial literacy from an early age.

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Why Choose Us

Banking That Puts You First

We combine innovative financial solutions with a personal touch to help you achieve your goals.

Quick Loan Access

Get approved for micro loans within 24 hours with minimal documentation and flexible repayment terms.

Secure Savings

Your deposits are fully insured by NDIC. We prioritize the safety of your hard-earned money above all.

Community Focused

We understand the unique needs of Nigerian communities and tailor our services to uplift every member.

Financial Advisory

Expert guidance to help you make informed decisions about saving, investing, and growing your wealth.

First Royal MFB team serving customers
About Us

Building Prosperity Together Since 2007

First Royal Microfinance Bank Limited is a dynamic and customer-focused financial institution committed to providing innovative, accessible, and inclusive financial services that empower individuals, entrepreneurs, and businesses to achieve sustainable economic growth. Formerly known as Mbukpa Area Community Bank Limited, the Bank was incorporated on 5 May 1992 to carry on the business of community banking. Following the Central Bank of Nigeria's (CBN) policy reforms on microfinance banking, the Bank was transformed into First Royal Microfinance Bank Limited on 17 September 2007 and was granted Microfinance Bank Licence No. 000026 by the Central Bank of Nigeria (CBN).

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5000+

Happy Customers

33+

Years of Service

5

Branch Locations
Our Products

Solutions for Every Financial Need

From savings accounts to business loans, we offer a comprehensive range of products designed to help you thrive.

Savings AccountPopular

Royal Savings Account

Start your savings journey with competitive interest rates, zero hidden charges, and easy access to your funds whenever you need them.

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Micro Loans

Micro Loans

Access quick and affordable loans to fund your business, education, healthcare, or personal needs with flexible repayment plans.

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Current Account

Current Account

Enjoy seamless daily banking with our current account featuring unlimited withdrawals, cheque book facility, and online banking access.

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Active Customers
0
Loans Disbursed
0
Branch Locations
0
Years of Service
Our Services

Comprehensive Financial Services

Beyond banking products, we offer a suite of services to support your financial journey.

Mobile & Internet Banking

Bank anytime, anywhere with our secure digital platforms. Transfer funds, pay bills, and monitor your accounts on the go.

Investment Advisory

Get professional guidance on wealth management, investment opportunities, and portfolio diversification strategies.

Bills Payment

Conveniently pay electricity, water, cable TV, and other utility bills directly from your account with instant confirmation.

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Testimonials

What Our Customers Say

Real stories from real people whose lives we've helped transform.

"First Royal MFB helped me expand my tailoring business with a micro loan when no other bank would listen. Within 6 months, I hired 3 apprentices and opened a second shop. Their team truly understands small business owners."
AO
Adebimpe Okafor
Fashion Designer, Lagos
"The Royal Bliz loan made it possible for me to renovate my home and pay my children's school fees. The salary deduction repayment is so convenient - I barely feel it. As a civil servant, this is exactly what I needed."
EE
Emeka Eze
Government Officer, Abuja
"I opened SuperKid accounts for my two children 5 years ago. Today, their school fees come from those accounts. The financial literacy materials they provide are excellent - my kids actually understand saving now!"
FA
Fatima Abdullahi
Teacher & Mother of Two, Kano

Ready to Start Your Financial Journey?

Join thousands of Nigerians who trust First Royal Microfinance Bank to help them achieve their financial goals. Open an account today and experience banking with the Midas touch.

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